Hi, this is Wayne again with a topic “Your Insurance Company is always watching you”.
Why don’t we jump right into our headline topic here? Uh, the original article is from petapixel or ABC 7 News. I don’t know something. We’Ve got a couple sources, but California homeowner CJ Sven, has reportedly had the insurance policy on his house dropped after his insurer, the California state, Automobile Association or CSAA claimed that photos of his property showed, and this is amazing, potential hazards in his yard. If I was going to lose my home insurance just based on the potential hazards in my yard, I would have had no home insurance for the last two years. That is dug in the back of my yard, where my pool is supposed to be yeah no insurance and I have a hole in my yard.
It would be fair. It made us both bleed literally, that is true. We have both bled in the pool already yeah, not in like a weird way, though. Anyway, these potential hazards Sven, is a tinkerer who’s, restoring a 1966 Chevy which is extremely normal, which is a totally total weight of having a yard. If you can’t have a car on cinderblocks in it, I thought this was America or North America.
This is where it gets. Absolutely crazy, though Spain contacted the insurer, at which point Representatives claimed that they had sent a drone over his property to acquire the photo. They didn’t even have the sense to deny this unbelievable invasion of privacy they’re like yeah.
We we denied we, we sent a drone over your house which, by the way are like, are you even allowed to do? How big is this drone? How heavy is this drone? Did it have a flight plan like I? I have absolutely no idea how you can justify this. This is an egregious invasion of personal property. What they did deny was his request to even see the photos at all or address any of the issues in his yard they’re, just like no, it doesn’t matter if you solve it, no more Insurance. That’S it.
You’Re done forget about insurance, many California. Insurers have apparently been trying to find any excuse to deny Insurance on properties due to Wildfire risk. I mean okay, so hold on a second. I don’t even have to actually send the Drone.
I can just say I put a drone over your property. Deny your insurance. Your ability to get insurance refuse to show you any of the pictures and then yeah good enough, yeah, sorry, dog, um, so hey um, you know you right there. We saw you doing something: bad uh, I’m gon na need.
I’M gon na need your pass. Yeah you’re out of LTX, I’m sorry yeah no no hold on a second there’s, a yeah, no yeah. Well, what choice does he have? I saw I saw him. I saw him doing something bad.
I sent a drone over his desk at the LAN party. Yeah he’s not allowed back the world’s quietest, smallest drone yeah. You can’t, you can’t see any evidence. It happened. Yeah 100 happen. You know, you’re not getting this back now right, okay, no! No! Oh! He got it nice.
That was good, very nice. Here’S the problem, though speed’s not even in the Wildfire Zone, where insurers are trying to cancel insurance and he hasn’t made a claim in the 15 years he’s had. The policy is anyone here from California. Anyone wow, that’s um, I’m not sure. If that was better or worse than I expected it’s fewer people than I expected, or rather sorry it’s more people than I expected, but it’s less noise, yeah yeah but yeah. The Californians aren’t thrilled that’s fair, um they’re in California, and that’s why they’re also in therapy the plot actually thickens here when contacted by ABC 7 a local news Outlet the CSAA.
So this is the uh the insurer denied that there had been any drone at all. Claiming that the photos might have been captured by fixed-wing airplane or satellite instead, CSAA likewise refused to show any of these photos to ABC, said: okay, so hold on a second. I didn’t see you do something bad with a drone. I fired up Google Maps and in somewhere that you were at some point, you did something bad, so no insurance, sorry Get Wrecked um. I don’t even know where to start with this, like, on the one hand, there’s the offensiveness of some random entity at some random time being allowed to take photos of your property, because it’s one thing, if you’re taking pictures of someone’s behavior on public property like, for Example, insurers are well known uh for their practice of hiring uh, private investigators or even having internal teams that will go and see.
If uh, you know, Mr back pain or misses. I can’t walk because of my knee is actually you know, playing softball or spending all their time at the gym right. This is something that we know about, but there are actually you know, laws that allow them to photograph you or videograph you in public space, whereas this is like okay, yeah, technically um. I guess you, don’t necessarily only do you own. Do you own the air? Above your property, I think it also drastically depends on where you live, like there’s a note here saying that on restrictions on peeping Toms, there’s no other laws at all, preventing this type of surveillance.
So it might here right because I’m pretty sure you can’t do that here. I think that’s actually like a No-No, but in California maybe it’s okay, Lee it’s wild! That’S wild! .